what we offer

Fee-only, honest and objective fiduciary advice.

No products for sale, commissions or referral fees. Because we are fee-only, we are interested in only serving your best interest and are free to suggest a wide array of investment options that are best for your living, giving and legacy goals.

Personal & Business CFO Services

We give you a more complete view of your financial situation to empower smarter financial decisions.

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Financial Planning

Proactively helping you organize your financial information, objectively analyze your data, make smart decisions, and complete the jobs that lead to holistic financial health.

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Investment Management

Applying science to investing influenced by decades of Nobel Laureates’ research, in alignment with your financial plan, disciplined, tax-efficient, low-cost, and globally diversified - We act as a guide to help you through various market conditions, avoiding costly mistakes and maximizing your odds of success capturing market returns over your lifetime.

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Add-On Services

Tax Planning and Preparation for Financial Planning clients only. Enjoy a simplified, coordinated experience helping you tax-efficiently build wealth, live well, and give generously.

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Retirement Plans for Operators

We help you design, set up, and manage the 401(k) plan and/or pension that meets your goals.

Request a Free Proposal

Bulk Up Net Worth

catch & keep talent

Save on Taxes

Stay Compliant

invest in the future

We’ve cared for Chick-fil-A Operators & Support Staff for over 25 years.

Now serving over 570 Operators & Support Staff

We were able to start a nonprofit to help kids in need.

We’d always wanted to have a deep impact, but our finances were so chaotic we didn’t know what we could give, how often, or to what!

Ben and Jen are able to live generously, live well, and prepare a legacy for their kids.

"Pandowealth understood the importance of generosity and not just building a solo financial kingdom. "

Ben and Jen

Ben and Jen are able to live generously, live well, and prepare a legacy for their kids.

CFA Support Staff + Spouse

Within three to six months of repositioning some of our investments, this CFA Support Staff couple saw a huge increase in their net worth.

Casey Hughes

My wife and I were some of Pandowealth’s first customers. Jim was my financial consultant at Chick-fil-A before. That made it an easy transition for me to work with them.

Roosevelt and Tay

We wanted whoever handled our finances to care about us as a whole, and not just feel like a client.

Kevin Williams

He now has three stores under his care, and his years in leadership have given him an opportunity to lead differently.

Hope 2 Africa

They now have nine staff members that were one-time youth members of their ministry.

Chick-fil-A Joe

Now, Joe and his family set aside an extra 4% to go directly into a fund to help Chick-fil-A team members, in addition to the 10% they tithe to their church.

Norman Farms

Logan and Lauren started a non-profit that offers a variety of therapy services including Hippotherapy and Therapeutic Riding to achieve functional goals and development with their patients.

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All testimonials have been provided by real, current clients. No client was compensated for providing these testimonials. Pandowealth. LLC gained each client's permission to publish their testimonial.

What are your life goals?

Give a million to charity.

Start my own foundation.

Give a million to charity.

Be generous with friends and family.

Give a million to charity.

Finally feel in control.

Get to know my money better.

Have a perfect plan.

Build my dream house.

Make anything possible.

Build my dream house.

Invest in fun.

Build my dream house.

Make work optional.

Find my finish line.

Make work optional.

Retire early.

Make work optional.

Take a trip around the world.

Gift more time off to my work team.

Take a trip around the world.

Enjoy my life.

Take a trip around the world.

Plan my legacy.

Enjoy my family.

Plan my legacy.

Build a future for my kids.

Plan my legacy.

We can help you get there.

Don’t play chicken with your finances

We’ll take you under our wing and help you grow your nest egg.

We’ll let you know what’s up with your money on a regular basis.

We’ll tell you what would be best for your goals & we’ll set up systems to get you there.

You can be as involved as you want and grow your understanding along the way.

You can trust us to handle it all.

Who we are

Together, Jim and Daniel built Pandowealth.

We thrive by advising clients to invest in their future, maximize giving, and simplify their finances. We serve Chick-fil-A Operators and Support Center Staff by offering custom financial and retirement services. As seen in Chick-fil-A Leadwell, we are a vendor with over 25 years of experience, and serving you is our pleasure.

Financial Learning Over Easy

Come scratch around and learn more.

May 8, 2023

Options for Cash and Short-Term Investments

Best options for parked cash.

June 17, 2022

From the Heart - Alison Rice

Over time, small decisions add up to life change. We are honored to play a small part in your life as you impact your community. Listen as Alison shares her passion for serving you!

Ready to get started?

Retain our personal & business CFO services and plan for your and your team members’ retirement.

Schedule a Discovery Call

Get a Free 401(k) Proposal